Best Progressive Interest Calculator in Malaysia (Schedule G & H)
Buying a new property under construction in Malaysia? Wondering how much progressive interest you’ll be paying before your home is completed?
This easy-to-use Progressive Interest Calculator Malaysia is made for homebuyers, property agents, and loan officers who need quick and accurate estimates of building-stage interest.
✅ What You Can Calculate:
Just enter a few simple details:
Property Price
Loan Percentage or Amount
Annual Interest Rate
Construction Period (in months)
Property Type (Schedule G for landed / Schedule H for strata)
The calculator will instantly compute:
🧾 Progressive interest per construction stage
📊 Total progressive interest during construction
💸 Monthly repayment amount after completion
🔁 Total interest paid over your full loan tenure
🧠 What Is Progressive Interest in Malaysia?
In Malaysia, if you’re buying a new property that is still under construction, the bank does not disburse the full loan at once. Instead, payments are made in stages based on the developer’s construction progress — this is governed by Schedule G (landed homes) or Schedule H (apartments/strata).
You only pay interest on the disbursed amount, which is known as progressive interest. While it may seem small at first, it adds up over time — especially if the construction takes 2 to 3 years.
💡 Why Use This Calculator?
✅ Fully aligned with Malaysian construction stages
✅ Covers both Schedule G and H payment breakdowns
✅ Clear, dynamic results per drawdown stage
✅ Includes post-construction loan repayment simulation
✅ Great for buyers comparing projects or agents advising clients