Latest Mortgage Interest Rate Adjustments: A Boon for Homebuyers?

Recently, Bank Negara Malaysia (BNM) lowered the Overnight Policy Rate (OPR) to 2.75%, which is undoubtedly good news for homebuyers. Previously, the OPR was raised to 3% in May 2023. This rate cut means that commercial banks' lending rates are expected to decrease accordingly, thereby reducing the monthly repayment burden for homebuyers. For investors planning to purchase luxury properties in Johor...

🏠 What Is a Subsale Landed Property in JB and Is It Worth It?

📌 Introduction If you're searching for a landed property in Johor Bahru (JB), you may come across the term "subsale property" — but what exactly does it mean? In this article, we’ll explain what a subsale landed property is, how it works in Malaysia (especially in JB), and whether it’s worth considering over a new launch. Whether you're buying to live in or invest, understanding the pros...